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The little disease that comes with those credit cards. Oh yes, we all get it in the mail, all those offers to get a credit card.
So tempting 0% financing for a year, no payment for 3 months, $10,000 credit line, and the most dangerous, YOU ARE APPROVED!
We have all had a credit card in our possession at one time or another. Whether it is a department store, or gas card, or the most dangerous of all the MasterCard or Visa! Good at most places in the world.
Let’s talk about the MC/Visa cards for a moment. These you can use everywhere, even at McDonalds. These cards tempt you with there low rates, big credit lines, and the ease of applying for one of these.
Now why do I call the credit cards a disease? Well you begin paying for that dinner out on the town, next thing you are doing is picking up a few items at your local Wal-Mart or other discount store.
You get the bill in the mail and you pay it off. Next month you put a little bit more on it, when the bill comes you pay it in full. Well this goes on for a few months, and you think, I am in control of this situation.
WRONG! Before you know it you are charging bigger ticket items, then you have that little problem with the car, and you use your MC/Visa to pay for it. The month is coming to an end and you are running low on cash.
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