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 Well you figure I just need a few groceries, so I will just put them on the ole charge card. Well the bill for that month arrives and your hair stands up on end because the balance is a lot higher than you thought. What now, I don’t have the money to pay it in full, so I will pay half of it. The cycle of spending on the credit card goes again for the next month. Sure you try to keep it down, but when the bill comes again you have sticker shock! And now you have that balance starting to climb, and again you cannot pay the whole bill in full. As the months go buy the ole credit card keeps getting used. Then the bad month comes up, the refrigerator goes out, the toilet over runs etc. Well even though you might have paid cash for these items, the one thing you forgot to pay was the credit card bill! Oh my, it was due on the 10th of the month, and you did not send off the payment till the 8th of that month! Woops, the payment arrived on the 11th. To your dismay your next month credit card bill no longer has 0% interest; it has jumped to 18.9% or worse, just for being that one day late. What I am trying to say here is that credit cards not only put your in a financial strain, but all so cause you health problems as the stress of being in debt has now gotten to you. Bad things happen to good people. We don’t intend for this to happen but it does, and sometimes out of our control. Credit cards can be used for anything these days, and sometimes what life deals us gives us no choice but to use one if we have it. Even for hospital bills, medicines, food and what ever else we need to survive. I know this for a fact! I am a person due to some very unfortunate circumstances find myself in this position, and it was not planned!
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